I do not know if I would rather work for a public or private sector when I have to do that wonderful thing called a career. I always wanted to be a teacher when I was growing up, but now I am not so sure. Because teaching is a public sector it does not pay very well at all and that is most likely not going to change. However, the benefits are pretty good if you are a teacher but I don’t know if those can compensate for how low the pay is.

It seems like you would have more possibilities if you were involved with a private sector as far as career choice goes. After all, private sectors make up the majority of the economy. They are all the businesses apart from whatever the government funds. I know a lot of jobs are government funded such as teaching, postal worker, fireman, etc… these are mostly the jobs that provide services that are absolutely essential to life. While the public sector jobs take care of the essentials, while the private sector careers do everything else to keep our economy flowing.

Basically, if you are paying for a service it is most likely a private sector. The government does not have to fund it because the consumers are the ones funding it. Why would the government fund something that is already being funded? So, any service or good you would have to pay for is probably a private sector. If you go to the store and pay money for a good, some of that money goes towards the employees at the store. This applies to other services as well, such as hair salons, therapists, counselors, gardeners, and so much more. The private sector careers differ from the public sector careers of services that you pay for with your taxes involuntarily. We pay taxes to pay for those public sector services that we might need at one time. Thank goodness sending children to public school is a free service, or else lots of people would not be able to afford sending their children to school! Same goes for if your house caught on fire. Could you imaging having to pay to have the firefighters put the fire out? And after you already lost so much in a fire? That would be horrible.

The best thing about private sector jobs, in my opinion, is that with many of them you have control over how you want to run them. If you own a business that is a private sector, you get to make all the calls about how the business runs. With this, a private sector business owner can either make a ton of money or get themselves into huge debt. But, if they are successful, running a private sector business can have you ending up pretty well off. Nobody is ever going to get rich quick off of a public sector job.

I suppose when you come down to it, you should pick the career that is going to make you most happy. No matter what you want to do, it should not matter whether it is a public sector or private sector job, as long as it makes you happy. However, if money is what you are interested in, I would say the best way to go is to try to start your own private sector business.

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Popularity: 11%

When I worked at the student commons food court during college, my coworkers and I were always aware that we could encounter customers who were mystery shopping. Because of this, most of us were inspired to be the best customer service attendants possible. For myself, having good customer service was not that difficult because I have a hard time being mean… to anyone. For others though, polite and friendly customer service was a challenge.

Let me back up a minute first; for those of you who are not aware, mystery shopping is the employment of people to go to different stores and rate their overall experience as a customer. They would take note of the service, the product, and the appearance of the facility. On our campus, mystery shoppers were employed to go to all the different food service places and give feedback. If the people who were mystery shopping had a particularly pleasant or negative experience the person who was behind that would hear about it.

Because of mystery shopping, we were encouraged not only to be polite, but also to be in proper uniform and to keep our facility clean. Most of the time I worked at a coffee shop, so I was always wiping the counters down, refilling the milk and sugar, and taking out full trash. This way, if someone who was mystery shopping came by, at least they could not complain about the shop being dirty.

The one thing I struggled with that a mystery shopper could have reported was following the dress code. We were expected to keep our shirts tucked in, have a nametag present, and to be wearing black shoes and a hat. I had a pretty hard time with each of these things. I always forgot my hat and nametag, I hated how I looked with my shirt tucked in, and I did not even own a pair of black shoes. After working there for two years, I was amazed that someone who was mystery shopping never reported me for not following the dress code.

I was never reported about for anything particularly negative or positive, but a few of my coworkers did get in trouble from someone mystery shopping. One of my friends took an order from a mystery shopper who asked for hot chocolate and a cookie. When he repeated the order back to the customer he said, “So, you want hot chocolate and a cookie?” Apparently, the shopper took offense to this and thought that he was being a little negative and was implying that she was a pig or something for wanting both hot chocolate and a cookie. When my friend received the report he got a talking to, and then hearing about it was good for a laugh.

Another one of my coworkers was reported on by a mystery shopper because she sang too loudly while she was making drinks. She was always a little annoying to us because she was constantly singing at the top of her lungs, but nobody ever said anything about it to her until someone mystery shopping did!

Although it was always a little nerve wracking, knowing that someone mystery shopping could stop by at any time, I think that knowing mystery shoppers exist made us better at our customer service and overall appearance. Without these mystery shoppers, some of my coworkers would have had no incentive to do a good job.

Customer Service : http://www.mysteryshoppingblog.com/

Popularity: 22%

“This is a personal story – Not advise . It is anecdotal in nature . For legal advise contact legal professionals . ”

Never in my life did I think I would need a lawyer. I had always been a golden child, following all of the rules. I never got detention or suspension in school, I stayed out of drugs and alcohol throughout high school, I respected my elders, I usually did not cuss, and breaking a law was something I never thought to do. Therefore, why would I need a lawyer?

I suppose I did break a few rules here and there, but nothing ever big enough for a lawyer to become involved. The biggest trouble I got into in high school was a speeding ticket I got my senior year. I remember I was late for a babysitting job, so I was speeding because I wanted to be on time. The minute the cop put on his lights and started following me, my heart sank into my stomach and I started to cry. Obviously, I was not used to getting into trouble. This incident, however, was not what caused me to need a lawyer . I was not speeding that bad.

I went into college and, at first, I behaved myself. Second semester though I found out just how much fun partying could be. This is what eventually caused me to need a lawyer. The first half of the semester I kept my partying to frat houses and house parties because that was what everyone was doing. I was only 19, so I knew I had to be careful since I was underage to be drinking. Well, one night there were no parties going on, but my dorm friends and I still wanted to have a good time. I got out my big bottle of vodka and Scattergories, and we got into an intense game of drunken Scattegories. I was having so much fun and I was not at all worried about getting into trouble or having to worry about getting a lawyer.

Everyone was winding down and the alcohol was put away when I heard a knock on my door. I asked who it was and the guy said it was the police. I was kind of an idiot because I thought it was the boys down the hall, so I told them to come right in. Well, I was definitely wrong. It was the cops and it resulted in me getting an MIP since we were drinking in my room and the alcohol was mine.

As soon as the ticket was issued, I started thinking that I needed to get a lawyer. I knew that a lawyer could probably help me with this situation. I was so miserable and sobbing hysterically. I wanted to be a teacher and I knew that schools were not very tolerant of MIPs. I was hoping and counting on a lawyer to help me out. I asked some of my friends who had been in trouble before and was recommended the name of a lawyer. I went to see him the very next week and asked him what he could do to help me.

On my court date, my lawyer came and pleaded my case and I was granted a MIS which stands for minor in suspension. Basically, I was on probation until I was twenty one. If I got caught with alcohol again I would be in big trouble, but if I did not my MIP would be wiped clean from my record. Thankfully, I did not get in trouble with alcohol again and now I do not have anything on my record thanks to my lawyer.

“This is a personal story – Not advise . It is anecdotal in nature . For legal advise contact legal professionals .”

Popularity: 2%

My first two years of college I was in heaven. I lived right on campus in the dorms and I could walk to all of my classes. I had my friends right in my hall and I finally had the freedom from my parents I had been wanting for years. One of the best things about college life was all of the dorm food. I did not have to worry about cooking, even easy recipes.  All of my food was prepared for me. It was wonderful. I had always been able to concoct easy recipes when I was at home and I had to fend for myself, but having the dining halls with the amount and assortment of food was awesome. It is no wonder most college freshman put on fifteen pounds or so. I was lucky; miraculously I did not put on any pounds at all. It was probably all the walking I had to do just to get to my classes.

I lived on campus for two years of pure bliss. When I moved off campus, however, life got hard because I had to cook for myself. My mom gave me lots of easy recipes that I could follow to make myself dinner. At first, I did not use the easy recipes. Instead, I went out to eat almost every night. Cooking, even easy recipes, seemed like so much more work, time, and effort, than I wanted to put forward. College was keeping me so busy that I did not think I had the time to whip up any food for myself.

Although going out to eat and ordering in food was always yummy and fun, eventually it began to get a little to expensive. I was not making enough at my job to be constantly ordering food and to still have enough money to do everything else I wanted to do. Eventually, I had to turn to the easy recipes I had to use.

As I sifted through the easy recipes , I found that there were quite a few in there that I liked. My mom had thought about the easy recipes she gave me before she gave them to me. I decided I would just pick one of my easy recipes, go buy the ingredients, and then see how good of a cook I could be.

I picked out a recipe for egg salad and I immediately made a list of everything I would need and I went to the store. I bought all of my necessary ingredients and then brought them home to get to work. I boiled 6 eggs for 17 minutes, let them cool, and then peeled them. After that, I cut them up into little chunks and put them in a bowl with miracle whip and mustard. I then added in relish and a little bit of onion.

After I was finished whipping up this easy recipe, I looked at it and was scared to try it. I knew if it tasted bad I would just throw all of my easy recipes out and live off of ramen noodle. I took a tentative first bite and I was elated. It was delicious! Egg salad sandwiches became a pretty standard lunch and dinner item for me from then on out.

Since I knew I could make one of my easy recipes well, I decided to try some more of them out. Eventually, I came to trust my cooking skills and I realized that as long as I followed one of my easy recipes I could cook for myself!

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If you ever want to look up a specific subject online it is very easy to use a web directory to find information on whatever you are looking for. No matter what category you are looking up, a web directory will provide you with a very complete list of whatever you want to find with link to sites that will be helpful in whatever you are trying to achieve by going to the directory in the first place. It was just recently that I started using a web directory because I had always used search engines to look up whatever I wanted to find. But sometimes I would find that search engine results were too broad or not broad enough and I hated having to have so many different windows open and try out so many different sites until I finally found the one I was searching for. I think the web directory does a little bit of the hard work for you and breaks down the basic information you need into very neat lists which are arranged in a specific way.

The first time I decided to use a web directory I was very pleased with the results. I was taking a trip to Florida and I was having a hard time finding hotels and attractions on a search engine. I was getting so many results and oftentimes the pages I went to did not have what I was looking for. One of my friends suggested I try using a web directory. I was hesitant at first because I had never used one before and I was hesitant. I usually do not like trying out something I am unfamiliar with and do not understand. But, my friend convinced me that it was super easy and she asked me just to let her show me how to use her favorite web directory. I finally agreed, so she pulled up the website and asked me what category I wanted to search. I told her I was looking for cheap hotels in Florida, so she typed in Florida cheap hotels. At once, a listing of sites which all were websites for Florida hotels came up. I browsed through them and only after a few minutes I found one that I liked. It was affordable, had a good rating, and was really close to the ocean. I had been searching forever on the search engine and had not found this hotel, but on the web directory it came right up.

I used the web directory to figure out everything else I needed for my trip. Everywhere I ate, shopped, and all the attractions I visited, I found on the online directory. I know I could have gotten the same results eventually through a search engine, but the web directory just made everything so much quicker and easier.

Now, whenever I am looking something up by category I always go to the web directory before I search the search engine. Sometimes the search engine is better suited for what I am looking up, but the online directory has benefited me and made online searching easier quite a number of times for me.  So, if you have never tried using a web directory before I would definitely suggest it. It is much easier to use than I originally thought it would and it often saves me time and stress.

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Although most people that pay for insurance rarely have to use it, it is out there to keep us all safe, healthy, and protected from pretty much any situation we come across. Think about it, we have insurance for our health, our cars, our houses, our boats, our teeth, and our life! Anything we own that has value, most importantly our lives, is insured so that we and our loved ones are protected financially in almost any situation.

Even though we feel like we are spending way too much money on insurance every month, the majority of us probably do not think about how scary it would be if we were in a situation where we needed insurance but did not have it. You never know what can happen in your life, and if you were to be confronted with a health problem, car accident, or house damage without insurance, I guarantee you would freak out. So, even though you hate paying for insurance, think about the peace of mind it will bring if a misfortune ever does come your way.

My friend and her husband recently underwent a huge tragedy when their dog was hit by a car. He survived the hit, but he needed immediate, invasive surgery. Surgery that was very expensive. My friend and her husband were given the option to put the dog down since he was wounded so badly and needed such a huge operation that they did not have the insurance to cover. But, they loved the dog too much to make that decision and instead opted to go for the surgery.

They had both recently graduated college, gotten married, and bought a house, so they were extremely in debt at it was. They did not have insurance on their dog so the surgery was going to cost $8,000. Can you imagine spending that much money on a pet? However, if you loved your pet that much and knew you could save him, wouldn’t you feel bad if you decided to put him down just because you did not have the money to pay for the surgery? So, they saved their dog but put themselves $8,000 more into debt.

I learned from my friend’s mistake, and when I got my puppy I immediately asked about pet insurance. I was kind of slow signing up for it though, and a few weeks after I got my puppy, she jumped out of the car window… while it was moving. I freaked out, but fortunately she was fine. After that incident however, I signed up for pet insurance that very night. I spend about $40 a month on insurance for my pet, paying for that peace of mind.  It makes me feel much better knowing that if she ever is hit by a car or gets cancer or something else tragic happens to her, she will be insured and I will be able to afford any medical attention she might need.

A lot of my friends laugh at me about having pet insurance, but I tell them that having that peace of mind my pet will be covered is worth $40 a month. Think about how many months of insurance I will have to pay for it to add up to $8,000! The same peace of mind applies to my life and my car. Without insurance I would be living in fear constantly.

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http://www.carinsurancebox.com/low-cost-car-insurance.html

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Even though I knew it was probably not a good idea, I drove with only liability car insurance because I did not want to pay for anything more than that. I knew I was a good driver and I trusted myself behind the wheel. All of my friends had been in accidents but not me. I had a perfect driving record. And good thing, considering I did not have anything more than liability car insurance to take care of me if I did happen to get into trouble. I figured that as long as I never any damage to my car I would be ok. My parents paid my car insurance up until I was eighteen, and then they told me I was on my own. I told them I had full coverage and they never even thought to check. They probably trusted me too much to want to ask for proof.

My job at a local department store did not in any way pay me enough money for me to put a couple hundred of bucks down every month for full coverage car insurance. That just seemed ridiculous to me. If I really did pay for full coverage car insurance I would be spending almost half of what I made every month on only that. I barely had enough money for all the stuff I wanted to do and buy without having to worry about paying even more for car insurance than I already was. Besides, I never had to drive more than ten minutes or so to get anywhere I wanted to go. Everywhere my friends and I went was in our area and I always felt safe behind the wheel in our town.

Of course, you can probably guess where my story is headed. It was raining one night pretty hard but my friends and I were bored and we wanted to go to a movie. I volunteered to drive since I was the only one who had a car that could fit all of us in. The roads were wet and it was hard to see, but I drove slowly and carefully the whole way there since I knew if I got into an accident I would not have the appropriate car insurance if I did happen to get into an accident. After I did change my car insurance, I was always anal about being a really good and careful driver. We made it to the movies just fine and by the time we were done and headed back home the rain had ceased.

We all piled into my car and we were laughing and talking about the movie. I pulled onto the road and started driving the speed limit since I did not have to go slow anymore because it was not raining. Well, as I was rounding a curve we hit a patch of water and my car started spinning. I freaked out and started pumping the brake as fast as I could, but nothing seemed to help. This whole while I was praying and wishing I had better car insurance in case anything happened to us. My car spun off the road and into a ditch where it landed on its side. We were all screaming and terrified, but miraculously none of us were significantly injured. My car, on the other hand, was pretty banged up.

After the accident my car insurance did not cover all the damages that had happened to my car. My car was considered totaled and my parents were furious that I only had liability car insurance. I ended up spending pretty much all of my money from then on for the next year or so saving to buy a new car and putting away enough for full coverage car insurance!

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Car Insurance Quote : http://www.carinsurancebox.com/

Popularity: 1%

Could you imagine getting into an accident without having the necessary auto insurance to cover the damages you caused? I guarantee that would be one of the worst feelings ever. I know that auto insurance is expensive and all (everything is these days!) but it is so much more expensive to cause damage to property that you cannot afford to pay for. If you cannot afford to pay the insurance then don’t drive! First off, it’s illegal, and secondly, it is just too risky not to have auto insurance for yourself and everyone around you.

I started thinking about how expensive accidents can be and how important auto insurance is a couple months ago. I was driving from St. Louis to Columbia, and I was actually really enjoying my drive. Sometimes, I am anxious and bored on that drive because I have to do it so often, but that day it was nice out, and I was in a peaceful state of mind. I was at mile marker 186 and I could not find anything I liked on the radio, so I bent down to reach for my Spice Girls CD. I took my eyes off the road for a fraction of a second, but as soon as l looked up, I realized all the cars in front of me had come to a dead stop. I slammed on my brakes as quickly as I could and sighed in relief when my car came within an inch of the car in front of me, but did not touch it. I knew if I got into an accident I would be covered because I have auto insurance, but it’s still scary to be at fault for an accident. Plus, your auto insurance rates are raised if you are responsible for an accident. Anyways, back to my story.

I was lucky I did not hit the car in front of me; the guy behind me, however, had been tailing me and hit me full on a moment later. My heart fell when I heard the sickening crunch. One of the first thoughts that sailed through my head was, he better have auto insurance! The second thing I thought about was how badly my car was messed up. We pulled over and when I got out to see how bad it was, I was mortified. My trunk was all mashed in and my bumper was half off. This was the brand new car my parents had bought me for a graduation present, and it was destroyed. Of course, I burst into tears as the twenty-something year-old dude who had hit me stood there awkwardly. Through my sobs, I managed to ask him if he had auto insurance to cover the accident.

Fortunately for him, he did have auto insurance. The damage to my car ended up being over $6,000. And that was just my car getting rear ended! I could never fathom paying $6,000 for an accident that was caused by me simply following too closely. Obviously, it is so much better to pay the $150 or so a month than indebting yourself thousands of dollars for something that could have been easily avoided by having auto insurance.  Especially if you are a poor college student, like myself. So, if you don’t have auto insurance, go get it! You will most likely end up regretting it at some point in your life if you do not.

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During my undergrad, I was always back and fourth about whether I wanted to get my MBA or not. I went to college for business and I knew I could get a job right out of school if I wanted to. However, after doing my research, I found that it is a lot harder to get a job if I do go right into grad school for my MBA but I do not have any job experience.

My senior year of college I could not make my mind up about what I wanted to do. I knew if I graduated it would be hard for me to go back to school. I was enjoying college now and I would not have had a problem continuing on for another year or two to get my MBA. My friends were all making up their minds what they wanted to do and they, along with my family, would not stop pestering me about what I wanted to do. My parents wanted me to get a job and then go back to get my MBA, but my friends who were continuing on to get their masters were all begging me to stay in school with them.

Eventually, I realized I had to figure out what I was going to do. Job fairs were beginning and the deadline for MBA school application was drawing nearer and nearer.  I had pressure from all ends of the spectrum to make a decision about what I was going to do. I decided I would apply for MBA school and look for jobs since I did not have to commit to anyone quite yet.

I was accepted easily into the MBA program at my current school and, at first, I was just going to go ahead into school. However, when I went to the job fairs I realized just how many jobs were out there that wanted me. The idea of making an actual decent salary was extremely appealing. I went on a few interviews and the second offer I got I decided to accept. I decided I would work for a few years and then go back to school to get my MBA if I decided that was what I wanted to do.

I started the job in the fall and at first I loved it. I made a lot of friends, the work was pretty easy, and I was making more money than I had ever before. But, it only took me a couple of years before I got restless. I started feeling like I could do a lot more with how smart I was and my capabilities. After two years of working for my company, I decided to go back for my MBA.

Going back to school was an interesting experience. It was a little difficult readjusting to being a student once again. All of my friends were gone and I felt like I had so much more experience from my two years than most of my colleagues. Getting my MBA was definitely a different experience from my undergrad experience, but it was not in a bad way. There was not as much partying or craziness and a lot more studying, but I wanted to do well and that was what I needed to do.

After I graduated with my MBA, I went back to my company and was given a much higher position with a very nice salary that exceeded my old one quite a bit. I was much happier and fulfilled in my career and getting my MBA.

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Fishing is a sport which can appeal to people of all ages from all walks of life. Whether you are a child or an old person, you can engage in this sport and be successful at it as long as you have the proper equipment and are in the right location.

The first thing you need to think about before you go fishing is why you want to fish. Are you looking to do it competitively, to relax, or for fun? After you understand why you want to fish, then you should start thinking about a good location to go fishing.

Before you decide what location you are going to fish in, you need to think about what kind of fish you want to catch. Do you want to catch fish to eat, to display, or to simply throw back? If you want to throw a fish back, then you probably don’t want to catch something huge that is going to take you a lot of time and effort to reel in. But, maybe that will appeal to you.

If you are going to go fishing for sport or for food, then you will do best at a river or on the ocean. Trout and mackerels are examples of fish you could find in the ocean, while you could catch perch or bluegill in a river. It is much more likely that you will catch larger fish in the ocean or on a river. If this sounds like something you want to do, then you might have to travel to go fishing. Oftentimes, people take fishing trips so they can travel to a destination where they will find larger and edible fish than what is in the local pond.

However, maybe you just want to take your kids or friends fishing for fun. If you are a beginner and just want a little taste of what it is like to fish, then a local pond or lake will do just fine. You will probably not catch anything big or worth eating, but it is a relaxing and fun way to spend the day outdoors.

After you have figured out what kind of fishing you want to do and that is right for you, you need to make sure you have the proper equipment to go. There are a whole bunch of different things you should bring with you when you do go fishing. If you want to catch a certain type of fish then you might want to get a specific type of equipment.

Basically, there are quite a few pieces of equipment you will need before you go fishing. These consist of a rod and reel, hooks, weights and sinkers, bobbers and floats, and lures. If you go to a fishing store and tell them exactly where you want to fish and what kind of fish you want to catch, they will help you pick out the best equipment for you.

So, before you go fishing make sure you understand why you want to fish, where you want to fish, and that you have the equipment you need in order to successfully catch the fish you want to catch. If you do all of these things, you will most likely have a very positive and successful fishing experience. So get out there and happy fishing!

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